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Closes in 2 Weeks | 620 Min. FICO | Loans From $100K To $10M | More Options Below
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Purchase, Refi & More - Fast underwriting - Experienced Broker
Hard Money & Creative Loans
- Fix & Flip Loans: Up to 100% of Rehab & Up to 80% of Purchase
- Business Purpose 2nd Position (Secured By Own Owner Occupied Or Investment Property)
- Loan Amounts From $50K - $1.25M
- Single Family, Condo, Multi Unit Properties, Commercial, Long Term Rental, Manufactured or Mobile
- 70% Cash Out Refi
- No Tax Returns or Employment Documentation
- Interest Only Payments
- Less Than 5% of Our Decision is Based on Borrower - Primarily Focused on Asset Based Lending (aka The Property And Scenario)
- Options For Manufactured And Mobile Homes
Get Funded Today!
The Trusted Hard Money Lenders
At Versara Capital, we are your trusted local hard money lenders, committed to providing you with trustworthy, efficient, and experienced lending services. Whether you’re a real estate investor planning a fix and flip project, seeking a cash-out refinance, or looking to invest in mobile home property, we’re here to partner with you every step of the way.
Fix & Flips / Rehabs
Looking to kickstart your fix and flip or rehab project? Look no further! Local investors consistently turn to us for reliable hard money loans tailored to their needs.
Mobile Homes
We offer financing solutions that are few and far between in the mobile home business. Whether you need un-affixed lending or loans for mobiles built prior to 1976, we've got you covered!
Buy & Hold
When it comes to securing funds for buy and holds, we are here to help. Reach out today for funding as soon as 24 hours!
What Makes Us the Best Lender
The Fastest Funding
At Versara Capital, turnaround time is our top priority. With particular loans, you can get approved and funded within 24 hours! One of the fastest in the industry.
Effective Communication
Our team is formed of highly skilled specialists, dedicated to providing the utmost professionalism and efficiency industry. Our goal is to keep you up to date, educated, and answer any questions that arise before, during, or after the process.
Proven Results
With over 15 years of real estate experience alone, we are truly the best option for hard money lending. With a proven track record, and client testimonial - our product speaks for itself.
We are local
Located in your own backyard, we know the area and market better than any other lender. When understanding your goals we can guarantee the best product and assistance to hit those.
Industry Veterans
With over 40+ combined years of experience, our history speaks for itself. We've seen and thrived through every stage of the economy. We guarantee the best opportunity for you, with little doubt of issue or uncertainty. Know and trust you will have your funds when you need it and how you need it.
Reliable
A majority of our business stems from referrals, a testament of our unwavering trustworthiness, effective communication, and trusted reliability throughout the process. Clients know when they work with Versara they are treated like royalty.
Hard Money Loan Process: How it Work
1. Apply Online
Experience the convenience of our streamlined online loan application, taking less than 3 minutes to complete and schedule.
2. Get Approval
As soon as 24 hours of receiving your application, we will promptly present you with a clear and concise offer, detailing all the terms involved.
3. Loan Funded
With most lenders taking weeks to fund and process, Versara Capital is able to get it done as soon as 24 hours. Once the loan is funded through escrow, the funds will be provided to you directly.
4. Pay Monthly
Enjoy the simplicity of our readily available payment options. Whether it’s through mail, phone, or direct deposit – making your monthly payment is a breeze. With a straight forward loan repayment plan, the process is smooth and hassle-free.
Total Amount Funded
What is Hard Money?
Get Approved Today!
Fast Results
Swift turnaround times as fast as 24 hours. Contact us today to explore your options!
Up To 85% LTV/LTC
At Versara Capital there is an opportunity to potentially secure up to 85% LTV or LTC, and in some cases, even up to 90%! It’s time to explore the possibilities, contact us today!
Stated Income
Troubled past because of W-2’s or tax returns? No problem! We can provide a hard money loan based on assets and stated income alone.
Bad Credit Ok
Don’t let a lack of credit history or low score get you down. We focus on your assets and LTV ratio. Reach out today to find the best fit for you!
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©2025 Versara Capital, LLC. NMLS#1661137
All Rights Reserved
All Rights Reserved
PO Box 1347 Chandler AZ 85244
Brett Tanner - Mortgage Banker
NMLS#1654323 | DRE 564356000
NMLS#1654323 | DRE 564356000
This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.